IRA-slider

Why the IRS wants you to be careful with those IRA rollovers

Memo from the Internal Revenue Service to retirement investors: Be careful with those individual retirement account rollovers. That’s the gist of a recent IRS ruling that puts new restrictions on the number of “indirect rollovers” from one IRA to another you can do annually. The ruling comes on the heels of a federal court decision […]

Economy-of-you-slider

How a side gig can boost retirement security

Kim Palmer has a full-time job, but decided to start something on the side in 2009. “It was the height of the recession, and I was terrified that I’d get laid off – it seemed like it was happening all around me. I felt financial pressure to have a back-up plan.” A personal finance editor […]

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Long-term care: Why your location really matters

Location, location location: Not only is it key to the value of real estate, it’s also a big driver of the cost of long-term care. A study of long-term care costs in the United States released this week shows that the cost of long-term services and support varies dramatically by location. For example, the national […]

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Surviving mid-life jolts, some people bounce back stronger than ever

Midlife is prime time for unexpected life jolts. It’s the season for sudden job loss, divorce, the deaths of loved ones, and all manner of unexpected health issues, disasters, and near-misses. Hollywood may love a good story about the stereotypical life-changing “midlife crisis” brought on by the emotional turmoil of getting older, but research shows […]

Blueprints

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Getting a handle on health care in retirement

Health care is one of the largest expenses most Americans will face in retirement - and it's among the most difficult to predict. At the recent Morningstar Individual Investor Conference, I … [Read More...]

Latest RR Posts

IRA-slider

Why the IRS wants you to be careful with those IRA rollovers

Memo from the Internal Revenue Service to retirement investors: Be careful with those individual retirement account rollovers. That’s the gist of a recent IRS ruling that puts new restrictions on the number of “indirect rollovers” from one IRA to another you can do annually. The ruling comes on the heels of a federal court decision […]

Social-Security-card-slider

Social Security will resume mailing paper statements for some workers

Paper Social Security benefits statements, which used to be mailed out every year and then fell victim to budget cuts, are going to make a partial comeback. Starting this September, the Social Security Administration (SSA) will resume mailings at five-year intervals to workers who have not signed up to view their statements online, an agency […]

Genworth-cost-of-care-2014v1

Long-term care: Why your location really matters

Location, location location: Not only is it key to the value of real estate, it’s also a big driver of the cost of long-term care. A study of long-term care costs in the United States released this week shows that the cost of long-term services and support varies dramatically by location. For example, the national […]

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Time to raise – or scrap – the Social Security payroll tax cap

It’s Tax Day, and a small number of wealthy Americans will have something to celebrate: They’ll be done paying Social Security taxes for the year. The payroll tax that funds Social Security is levied only on a certain amount of income. This year it’s capped at $117,000. That means most wage earners will pay 6.2 […]

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Considering retirement abroad? What you need to know

Are you thinking of retiring abroad? It’s a growing trend: the number of retirees, spouses and widows receiving Social Security benefit payments outside the U.S. rose 26 percent to 542,451 between 2006 and 2012, according to the Social Security Administration. And that figure likely understates substantially the number of retirees living abroad, since many retirees […]